Dental and Medical Financial Services

Google Rating

4.9

Based on 80 reviews

Medics Money

4.9

Angela Ezeifeka

08:10 22 Feb 25

Incredibly helpful.

laila jabr

16:14 13 Nov 24

Medics Money paired me with Richard Heap for financial advice after the birth of my first child. His approach has been supportive & straight forward & I would thoroughly recommend both Richard & Medics Money.

Laura Naidoo

05:21 06 Aug 24

Excellent helpful advice! I have been recommending that all my friends subscribe

Gregory McConaghie

16:10 28 Jul 24

I requested help from RBP through Medics' Money - I got a response they couldn't help me. No explanation to me or Medics' Money. Disappointing and unprofessional.

Amy Rogers

09:46 19 Jul 24

Medics money are invaluable and their course is excellent value for money with extremely knowledgeable and experienced staff that openly and honestly share of personal experiences. I highly recommend!

ian logan

06:02 11 Jul 24

Clear and concise delivery of information with opportunity to ask questions without feeling stupid.

shahzeb shaikh

17:20 23 Jun 24

Good service that educate medics about financials!

Wale Bodunwa

07:17 03 Jun 24

Can't describe enough how awesome medics money have been to me. Sorted a lot of my financial questions by just a quick glance.Thanks a lot medics money

Charis Lashley

11:21 25 May 24

The best site for financial advice for anyone in the medical field. Learnt so much. Also simple to follow.

Pauline

10:26 05 Apr 24

I have health issues and am planning to retire early due to this Richard Heap was excellent in providing me with information on the tiers of pension and plan for retirement

Bertie Fernando

07:42 24 Jan 24

Brilliant podcast, informative and interesting. A must for every doctor in the UK

XXMM MMAYO

11:28 03 Dec 23

Seun Gbemi

12:17 20 Nov 23

Kalp Patel

09:17 31 Oct 23

Have told all my colleagues about it!

Tim Wood

09:15 26 Aug 23

Good solid financial information that should be taught to all doctors before they start.

Nigel Koleth

09:17 13 Aug 23

Kiran Baillal

20:11 25 May 23

Really great resource available in various formats with information broken down in simple terms to make it easier for us to understand and use for practical life and work steps.

Chinwe Ursula Ikwueze

18:13 29 Apr 23

Waqar Younas

18:48 05 Feb 23

Mohammed Ali

20:51 01 Feb 23

Ime

14:03 30 Jan 23

Brilliant podcast, informative and interesting. Would highly recommend to any doctor in the UK

Tracey Covell

11:56 29 Jan 23

James

06:58 28 Dec 22

A fantastic free service that educates doctors in financial ways. Ensure you are paid correctly and claim back the money you are owed, which was thousands of pounds for myself. Obtain truly independent and knowledgeable accountants and financial advisors to help towards financial independence.Thank you medics money!

Peter Mezes

18:10 15 Dec 22

they connected with an advisor who refused to help. Then they promised to look into this, and haven't heard back from them ever again

Maryam Ahmad Idris

19:47 12 Dec 22

Great resource -find the podcasts very informative

Amanda Shabana

10:15 11 Dec 22

Excellent advice about the financial aspects involved in having a career as a medic with up to date podcasts on various issues E.g pensions. Excellent resource!

Debdeep Dey

06:30 29 Nov 22

brilliant website with useful information , Thanks

A Gautam

08:18 18 Nov 22

Really useful information and helped clarify what I needed to do to make better financial decisions. Thank you!

Firas Arnaout

07:18 05 Oct 22

On behalf of Orthopaedic Academy, I would like to thank Tommy & Ed. You are heroes. Literally!

Vicky Giniyatov

18:28 30 Sep 22

Excellent podcast, ebook & medic money legends. Thank you so much for explaining things I should have learnt at medical school....

bnf bnf2088

00:16 18 Aug 22

I have found your podcasts interesting and informative on financial aspects of our working lives that we were not taught about. I agree with you, Financial Health should be on the medical school curriculum. The reason I have given it four starts is indirectly linked with the podcast. The advisor recommended via your site has called me once and since receiving the information from NHS pensions agency (which took a few weeks because this is how long it takes to get the paperwork these days) has not replied any of my emails or returned calls. I am obviously disappointed. Could you please ask the financial advisers who agree to be contacted to be committed to the process. Thank you for your time and energy.

alexander brooman-gannon

05:34 20 Jun 22

Really helpful and explanatory.

Luke Newey

11:47 28 May 22

Moh Mhf

14:13 22 May 22

Very helpful step by step guide for doctors tax claim.

Matthew Nour

13:47 20 May 22

Excellent resource. Thank you for all that you do and are doing.

Charlotte G

10:28 05 Mar 22

Really helpful resources for educating doctors about how to navigate medicine-specific finances, thank you! Really enjoying the podcast too.

Eleanor Mulvenna

07:03 24 Feb 22

Really useful guides that explain every step in claiming your exam fees and subscriptions. Thanks

Rajan Patel

04:10 21 Jan 22

Simply fantastic. I am a newly turned consultant gastroenterologist who moved over to NZ a year ago but have continued to listen to these podcasts. Still really useful in sorting out finances back home. Particularly enjoyed the podcast on investment books to read. Keep it coming please!

Kate

22:11 25 Nov 21

Massive thank you to Tommy and Ed for all that they do to help empower their fellow medics, especially those like myself who just wouldn't have had a clue where to start to sort out their finances. I found the podcasts a great first step to give me ideas for things that I could then later look at more closely - and how amazing that the team have put together so many resources that then make these subsequent steps way easier! I can't recommend Medics Money highly enough :-)

P C

19:20 11 Nov 21

Without a doubt the best advice I have been given. I was really pleased with the service and recommend to all. Tommy was really approachable and took the time to guide me. This was something I should have done years ago. Thanks again. Paul Coulter

Michele Richards

09:27 11 Oct 21

Really informative

pip

07:32 17 Sep 21

Excellent podcasts. Practical advice with each podcast having at least one thing you can change straight away

Krishan Patel

12:08 24 May 21

Karanvir Singh

12:35 04 Apr 21

Fantastic podcast full of useful information, would recommend to any medics

Mubashir Siddiqui

20:50 20 Mar 21

Great website for medical professional looking to gain financial literacy!

nathan banda

06:49 23 Jan 21

kauserjan shaik

07:19 19 Jan 21

Aimed at medics, they offer sensible advice relating to issues medics face. Even a complete novice like me understood the financial principles, thanks to their presentations which are easy to understand. Best of all, they have podcasts which I can listen to on my walks.I think every medic should listen to them at-least once.

Aslam Khan

18:50 30 Nov 20

Very good

Niranjan Patel

16:07 17 Nov 20

Nene Nyemi-Tei

14:25 10 Nov 20

Used their advice to claims tax rebated for the past 3 years since I qualified as a doctors. Literally hundreds of pound from HRMC. Would recommend to an UK doctor. Great guides and great easy to follow advice

Ahmed Sulieman

11:10 05 Sep 20

Ben Woodward

15:53 25 Jun 20

Still in the early stages of dealing with the financial advisor appointed to me by Medics Money, but so far so good. The Medics Money team themselves have been excellent - very swift with replies and always extremely helpful and pleasant. Keep up the good work.

Bea

08:59 13 Jun 20

Really helpful service, great resources for understanding finances at no cost. Responded to a question I sent very quickly and with a thoroughly explained answer.

Deepak Sharma

16:19 26 May 20

DR PRADEEP KUMAR

16:13 07 May 20

You guys have stepped up beyond the calling of medicine and healthcare to provide a niche service which can meet the unspoken needs of Doctors and GPs, also GP trainees like me! Wish you the best!!

Ayodeji Omosebi

12:08 07 May 20

Imraan U

21:51 03 May 20

Saved me a tone.... every dr in training should read this.

Sarah Manohar

08:11 03 May 20

Found the information the had really helpful. Loads of information and amazing communication. :)

Seren Peters

19:32 30 Apr 20

Really helpful guidance, all provided free. Thank you!

Chris Howe

00:45 03 Mar 20

A kind and supportive organisation that helps medics navigate their way through the labyrinth of financial decisions that they have to make throughout their careers.

Adrian Stallwood

14:50 22 Jan 20

Fantastic, prompt and efficient service, run by doctors who understand the issues and know what's required. I was put in touch with an expert IFA within 24 hours which cam me the confidence I needed to make an informed decision regarding my annual allowance charge. Highly recommended, have already informed colleagues

Roger Sepping

16:40 21 Jan 20

Mohamad Zeina

15:39 08 Dec 19

Imran Khan

09:18 30 Nov 19

Fantastic service

E B

08:44 30 Nov 19

Used their great guide to file tax rebate for professional expenses. Really love what theyre doing. Thanks.

Ross S

09:16 12 Nov 19

I used their clear and concise guides to registering an account with HMRC and submitting a form for rebate. Very easy to navigate with the guides and took a lot of the stress out of the process. I would highly recommend for anyone with the need to submit requests for rebate - saved me a significant amount of time

Tiago Ivo

16:07 06 Oct 19

Great website, a real important resource for all medics

The MDM

11:58 11 Sep 19

Amy Kelly

10:33 27 Aug 19

Sudesna Chatterjee

20:39 30 Jul 19

I have found Medics Money to be very helpful in identifying suitable medical accountancy firms who can provide expert information on my complex financial needs. The website is easy to navigate and has lots of useful information which instils confidence. I was contacted very promptly by one of the recommended firms who gave me some important advice on NHS Pensions. I am still waiting to hear from the accountants but I understand that this is a very busy period for them with lots of interest from doctors based on the new pension rules. Tom contacted me early on to ensure I was happy with the service provided which was reassuring and indicates how serious he is in helping medics to better their financial situation. Thanks for setting up your website. I really appreciate it.

Nasra Alam

15:13 25 Jul 19

Tommy and Ed were fantastic. Very prompt with their responses and gave very detailed advice.

Eleanor Stone

09:33 20 Jul 19

Really helpful advice, speedy responses and gave me details of a suitable accountancy service which I have now registered with. Perfect how-to guides which enabled a novice to claim back some tax!

Theo Malthouse

18:21 09 Sep 18

Freddie Green

09:16 06 Aug 18

Alex Moncayo

10:16 11 May 18

Excellent customer service, fast communication and clear replies, I would recommend them to all doctors and nurses and allied health professionals who want to get a good rebate without complications

Richard Sutcliffe

07:54 02 Feb 18

Really helpful thanks for your assistance

Eleanor Lee

19:44 12 Dec 17

Professional, helpful and reliable. They went above and beyond to help my case and responded quickly to queries. Highly recommend them to my colleagues.

Steve Phillips

14:39 15 Nov 17

Fantastic service. Hassle free. Rebate came through very quickly. Excellent communication throughout.

Jan Klepacki

20:16 06 Oct 17

Excellent and professional team. They saved me many potential headaches!

Paul Sampson

07:37 20 Jul 17

Great company. Saved me lots of money. Much quicker than I was expecting too.

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Dental and Medical Financial Services

Location: Sussex, Surrey, London

Medics Money Verified

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Review

Dental & Medical Financial Services specialises in financial advice for medical professionals. We know that the big financial decisions you make can change your life significantly. Because these choices are so important, it's a good idea to seek advice from a trusted, specialised, independent financial adviser. Located just outside London but serving the entire UK, our financial planners bring a wealth of experience and knowledge. They understand the intricate financial challenges that doctors face. We're committed to working with you to achieve your financial goals, acknowledging the need for long-term, continuous support and guidance.

Professional bodies: FCA

Services offered:

Estate planning
Investment advice
Life Insurance and Income protection
NHS Pension advice
Private Pension advice

Reviews

Gave honest advice and did not charge for this

Simon

CT2 / ST2
Radiology

Darren spent a long time going through our various queries and suggesting the best plan going forward for us as a family. Thoroughly recommend his services

Asha

GP - General Practitioner partner
GP

Dental and Medical have helped me with a range of mortgage and financial advice over the years. They are very knowledgable about medical professionals' needs and have always been extremelly helpful; they are very efficent, clear in their explations and willing to answer questions. I would highly recommend them to colleagues.

Jovanka

Consultant
Psychiatry

Helpful, clear, uptodate and efficient - thank you!

Thomas William

GP - General Practitioner partner
GP

We spoke to Darren. We were initially quite apprehensive about using the service as first time buyers and unsure as to where to start. Darren was fantantistic. Took the time to answer all our questions and explain how the process works. Thank you

Ben

CT2 / ST2
Anaesthetics

Darren and Angela have been absolutely fantastic with advice, execution and completion of major financial changes in my life over the last three years. I feel much more secure now and have saved me substantial amounts to boot! Darren’s knowledge is incredibly impressive and reassuring. He has provided sound advice about my NHS Pension on several occasions - with the advice being given with rapid turnaround and great flexibility - he has always proven to be easily available and responsive to my often panicked requests for help - his explanations clear the opaqueness that the pension scheme is to me! Thank you so much Darren and Angela. I wholeheartedly recommend Dental & Medical Financial Services. Wish I’d found them years ago. Darren gets all things in respect to finance for busy clinicians

Paul

Consultant
Medical

Absolutely fantastic and efficient at sorting out my mortgage finding the right product and very timely. The easiest mortgage process I have ever gone through Darren and Angela were really helpful and understanding

GP - General Practitioner locum
GP

Darren was very exhaustive and gave me very valuable advice. Definitely recommend

Daniela

Consultant
Medical

Darren and his team Angela and Labhu have been fantastic and have helped us plan every aspect of our finances. They have helped plan our financial roadmap, investment strategy, pension planning, arranging commercial mortgages and even lending a hand with conveyancing. Truly an exemplary service and team that I have and will continue to recommend to all friends and colleagues.

Srikanth

Consultant
Radiology

Great financial advice and planning for the future. Understood complexities of two Consultants with young children

David

Consultant
Speciality not listed

What were the circumstances that caused you to look for a financial adviser? Not having enough time or the expertise of wealth management. How did Darren Scott-Guinness help you? Very comprehensive, professional and reliable advice from the beginning. Always approachable. Have you seen the outcome you were hoping for? Yes. What could they have done better? Improve the website and compete with well known wealth management platforms.

Murali

Consultant
Speciality not listed

Set up income protection

Mark

GP - General Practitioner locum
GP

Extremely helpful - very quick to arrange meeting after making contact through MM, thorough discussion and advice given, also very quick to sort income protection. Prompt reply to emails and queries. Would highly recommend.

Rory

GP - General Practitioner locum
Anaesthetics

good pension advice

kashif

Consultant
Radiology

Excellent advice on Pensions

GP - General Practitioner locum
GP

Absolutely wonderful financial advice. Darren was lovely and gave much needed financial insight for my current situation!

Kirsty

GP - General Practitioner salaried
GP

Darren has been thorough with explanation, helped me with my limited company dividends allocation efficiently, secured a better remortgage deal considering the impact of high interest rates, and provided suggestions which were quite useful.

Ganesh

GP - General Practitioner locum
GP

Excellent advice for mortgages and financial planning, I will be sure to return. Darren was excellent throughout.

ST3-ST6
Anaesthetics

Business Financial Protection. My husband (hospital consultant) and myself (Salaried GP) have found the dental and medical financial services team immensely helpful in sorting out our financial protection. Darren was extremely helpful and patient. He scheduled virtual meetings on several occasions and responded promptly to any queries we had. Labhu was also very helpful with the administrative side of things. We highly recommend them.

Tosin

GP - General Practitioner salaried
GP

Helped me very efficiently with my successful mortgage application and life cover. This also applies to a previous application some years ago. Kept me updated and suitably reassured. I am very grateful

Stuart

Consultant
Surgery

Darren and his team have been fantastic and helped me with a variety of things including mortgages, life and critical illness insurance, financial planning and pension tax calculation. He is professional, approachable and always keen to help. I wholeheartedly recommend his services.

brijesh

Consultant
Surgery

Darren was extra helpful and thorough in explaining options available and clarifying everything I asked (given my lack of understanding of mortgage options). He was very professional and knowledgable and I would highly recommend him.

Maja

Consultant
Emergency medicine

Darren and his team were absolutely fantastic at helping us re-mortgage our home, and providing life insurance. They explained the different options clearly and clarified any queries/ concerns promptly. The team helped us with our application and ensured that we secured the best deal possible, which has been invaluable. With such busy jobs and limited time, we really appreciated the time they took to help us with with the whole process, and would thoroughly recommend their service.

Julie

Consultant
Medical

Really outstanding support and advice.

Louise

Consultant
Paediatrics and child health

Darren provided me with comprehensive financial advice and was able to answer all of my questions, which there were many. He was able to advise me on many aspects of my financial planning. He directed me to appropriate services and kept in touch. I would highly recommend his services.

Maja

Consultant
Emergency medicine

Critical illness cover Life insurance Mortgage

Nick

Consultant
Surgery

Very insightful and informative - Gave detailed information and advice with regards to the market and sensible timing with regards to applying for a mortgage

Simon

CT2 / ST2
Radiology

They have helped with anything financial - mortgages, pensions, financial advice, planning for the future - they are always there. The team is incredible helpful and supportive. I have used other financial advisors, but since my now husband has introduced me to this team - I have not looked back. They are brilliant!

Natasha

Consultant
Medical

Great intro into my finances so far and really good explanation of what’s important and what’s needed.

Sam

ST3-ST6
Speciality not listed

First class service from Darren and the team. Incredibly attentive, personable, knowledgable and trustworthy.

Amy

GP - ST2 - 3
GP

Acquire a mortgage Efficient and professional service

Hannah

ST3-ST6
Paediatrics and child health

Approaching CCT and after listening to the medics money podcast, I realised I needed to get my finances in order and obtain life insurance and income protection before I was to become unwell. Darren was fantastic. Responsive and created a policy that really meets my needs at presented to be amended when my needs change. Wish I had done it years ago. So easy and not half as much as I was expecting in terms of cost.

Kim

GP - ST2 - 3
GP

Helped me choose the right Income Protection, Life Insurance and Critical Illness Cover plans. Darren (IFA) was very knowledgable and professional whilst talking me through my needs and options on the phone. Angel (PA) was very efficient, friendly and accessible. Any queries I have were answered swiftly and they worked to help me find policies that suited me. Overall a very painless process.

Naomi

GP - General Practitioner salaried
GP

Darren and his team at Dental & Medical provided valuable insights and tailored recommendations for life insurance, demonstrating a deep understanding of my requirements. Their professionalism and clear communication made the process seamless, earning my trust in navigating the complexities of life insurance planning as well as income protection. In addition I will remain with them now for the foreseeable future for any further financial advice.

Gursev

GP - General Practitioner locum
GP

Very informative and to the point. Very approachable and able to give invaluable advice on financial planning towards the future.

Ruth

Consultant
Radiology

Excellent experience with Darren at Dental and Medical Financial Services regarding a remortgage. My finances were thoroughly reviewed and the various options available to me were discussed. Prompt, professional and friendly, I would highly recommend.

Alexa

GP - General Practitioner locum
GP

Darren, Labhu and the whole team at Medical and Dental have been excellent from start to finish. They provide great advice without any sales ‘pressure’ and have helped me with life insurance, critical illness insurance and mortgage application. I would recommend them to anyone requiring advice and help with any financial matters and will definitely look to them for my own needs in the future. Very highly recommended.

Nick

Consultant
Surgery

Darren understood my position well & was hence able to customize his advice to me, which has been very helpful

Avinash

Consultant
Paediatrics and child health

Helpful assessments for pensions as well as general financial advice and mortgages. Wouldn't hesitate to recommend

Will

Consultant
Surgery

Darren and his team have been absolutely brilliant in providing invaluable financial advice. They are easy to speak to and always available at the other end of the line when needed. They show great professionalism when addressing your concerns and aim to provide individually structured (business or personal) recommendations.

Elizabeth

GP - General Practitioner locum
GP

First meeting, general discussion around options to increase current cash flow.

Gurprit

Consultant
Psychiatry

In these times of unchartered waters it is so reassuring to have a financial skipper like Darren at the helm; whether you are a small river boat or an ocean going liner. He has a complete grasp of the individuals needs and has delivered consistently for me and for my family. I strongly recommend him as an excellent financial advisor.

Tom

Consultant
Medical

I had an initial discovery call with Darren Scott-Guinness the principal IFA. We discussed a variety of matters but mainly concentrated on pensions including the NHS Pension and McCloud remedy. He is clearly very knowledgeable and was able to provide some helpful advice and next steps. I would recommend his service to others who are keen to get advice and improve their finances.

Shazid

GP - General Practitioner partner
GP

Excellent service- Darren arranged a mortgage and income protection. Great communication and an overall easy experience.

Rishi

GP - General Practitioner locum
GP

better understand personal finance in a general sense and also forecasting future financials and how to plan around this

Daniel

GP - ST2 - 3
GP

Arranging a mortgage

Darren

GP - General Practitioner locum
Speciality not listed

Providing pension advice and future life assurance and financial planning Darren was extremely helpful and has helped me take a huge decision. The team at medifintech was are also excellent

Sandip

Consultant
Emergency medicine

Pension Mortgage Investments Financial Planning

Barbara

GP - General Practitioner partner
GP

They have been very attentive, deliberate, thorough and effective in helping me secure a better financial future and I continue to seek advise on pension and Pension and investments.

Adwoa

GP - General Practitioner salaried
GP

Darren extremely professional, knowledgeable and supportive with financial planning. Highly recommend

Ravi

GP - General Practitioner partner
GP

I alway have a difficult time with obtaining heath insurance on normal terms as the insurance screening tests have always (and will always) turn up false positive results. Dental and Medical have always fought my corner and have even funded further investigations to 'clear' my health record. They have always gone above and beyond.

Henry

Consultant
Surgery

Mortgage advice and arrangement Life and critical illness insurance Tax planning and lifetime allowance calculation

Matt

Consultant
Medical

Arranged my mortgage. Very familiar with the process specifically for medical professionals

Samuel Jonathan

Clinical Fellow
Emergency medicine

Financial planning for retirement, life insurance, critical illness

Anonymous

Consultant
Ophthalmology

Darren and his team have helped me with my total financial package for 20 years, guiding me throughout the various financial challenges of my Hospital Consultant career. His advice to me has ranged from life insurance to mortgage, pension planning (and now execution of those plans) as wells day to day advice over my financial queries such as annual allowance pension contribution charge calculation and planning. His advice is always timely, well thought out, delivered with care and with my individual factors taken into account. He always plans for maximum tax efficiency and forward planning, and is invariably bang up to date with the rapidly changing tax environment. I have recommended him to many colleagues over the years (he came through personal recommendation to me) and would not hesitate to do the same for a Medical Practitioner of any description at any stage of their career.

Henry

Consultant
Surgery

Elizabeth

GP - General Practitioner locum
GP

Can't speak highly enough of Darren and his team (Labhu in particular!). Super efficient and professional, just a pleasure to deal with and nothing was too much trouble - guided us and sorted our first mortgage out in a volatile market with interest rates rising quickly. DMFS were equally supportive when it came to arranging our life and critical illness cover. Thanks again!

Luke

ST3-ST6
Medical

Excellent advice and support received in reviewing and updating our family's protection insurance needs (life, income protection, etc.).

Daniel

Consultant
Anaesthetics

Assistance with life insurance, income protection, critical illness cover and mortgage renewal.

Kelvin

Consultant
Surgery

Good mortgage advice

Kashif

Consultant
Radiology

I feel they are Extremely helpful! They given me enough time to explain me things. All team members put effort to find best mortgage for me.

Rita

Consultant
Anaesthetics

Dental and Medical Financial Services arranged our mortgage for our home move, as well as life and critical illness insurance. The service was fantastic, with competitive quotes sourced and the communication and responsiveness throughout the process was great which took a lot of the stress away. Would highly recommend to anyone considering using their services

Rachel

ST3-ST6
Medical

NHS Pension planning

Consultant
Surgery

Spent over an hour of their time giving simple, easy to understand financial advice . Well informed, really useful information imparted. Would definitely use again.

Frances

Consultant
Medical

Advice about pensions, and providing quotes for Mortgages. Advice about managing capital within the business. Recommendation for an accountant with specialist knowledge of medical profession.

Ian

Consultant
Medical

Darren went the extra mile to find us the right mortgage. He was very helpful and supportive during a changing and difficult property chain.

Adrian

Consultant
Speciality not listed

clear financial planning for the future - pension advice

Clare

Consultant
Medical

Financial planning Pensions Inheritance tax

Ijaz

Consultant
Ophthalmology

Very efficient and helpful getting us through the whole process

Harry

Consultant
Anaesthetics

Darren and his team helped re-organise cover (life, mortgage, critical illness) as well as providing us some advice regarding investments. He was highly professional, knowledgable and always explained concepts simply to allow us to under make an informed decision. He replied promptly to any enquiries we had and we would highly recommend him to any medical professional seeking financial advise.

Aadil

Consultant
Surgery

My husband and I were completely clueless when it came to finances – as many of us in the medical field know, financial education is something we’re not taught in medical school. Thankfully, Darren came to our rescue. He conducted a comprehensive financial review for us, bringing his wealth of knowledge, experience, and advice to the table. Darren helped us navigate the often confusing world of protection needs, including setting up income protection and life insurance, and even helped us secure our first-time buyer mortgage. What sets Darren apart is his deep understanding of the NHS – particularly sick leave and pension entitlements – which makes him uniquely qualified to advise medics. His professionalism, experience, and expertise are second to none. Darren is incredibly patient, warm, and honest, which made us feel immediately at ease. His authenticity and straightforward approach helped us build trust quickly, something we deeply appreciated. We’d also like to highlight the support from Labhu, Darren’s client support executive. She was diligent, hard-working, and very thorough throughout the entire process. Labhu ensured all of our applications were completed accurately, removing much of the stress and helping everything run smoothly. We are truly grateful for both Darren and Labhu’s hard work, and we can’t recommend them highly enough to fellow medics. Their service is professional, trustworthy, and exactly what we needed.

Jen & V

Consultant
Medical

Good advice provided on operating as sole trader or LTD company, tax advice and NHS pension advice

Kulvinder

GP - General Practitioner locum
GP

Excellent advice and competitive prices

Tom

ST3-ST6
Anaesthetics

My husband and I (Consultant and salaried GP) found Darren extremely useful. He gave us a good insight into our financial protection options, NHS pension enquiries and advised on the pros and cons of limited company vs working as a sole trader based on my individual circumstances.Darren addressed all our queries and It was evident he had in-depth knowledge and vast experience in providing financial advise to medical professionals. I would definitely recommend.

Tosin

GP - General Practitioner salaried
GP

Darren and his team at Dental and Medical Financial Services provided us with an excellent service. During a tumultuous time for the mortgage market, they secured us one of the few remaining mortgages with an affordable interest rate for our house purchase. This wouldn't have been possible without their knowledge of the available options and prompt action. They have also helped us find life insurance and critical illness cover at a reasonable cost. I would recommend their services to colleagues.

Justin

Consultant
Psychiatry

Darren was very helpful in finding me income protection insurance and life insurance. I found the forms difficult to navigate but Darren made time to talk me through them and to help me find a scheme that suited my needs. It is piece of mind now that it's all set up.

Sarah

CT1 / ST1
Ophthalmology

Very comprehensive and welcome advice thank you

Matt

Consultant
Anaesthetics

I thought I was fairly well informed about financial matters, but after an initial consultation with Darren I realised I had several misconceptions that had a financial impact. He's given me a simple and practical investment plan for the next year or two. I'll definitely use dental and medical again in the future.

Lei

ST7+
Medical

Darren Scott Guinness and Labhu Shah were excellent in giving excellent, friendly advice andguidance. They helped me to secure what I needed under difficult market conditions. I can recommend them highly for their efficient and speedy service, along with securing the best possible deal for their client. Darren‘s many years of experience and intimate understanding of his field are invaluable.

Lanil

GP - General Practitioner partner
GP

Financial planning Assisted with advice and support re pensions All round help and quick replies

Caroline

GP - General Practitioner salaried
GP

With commercial and residential property mortgage. With life insurance.

Branko

GP - General Practitioner locum
GP

Excellent breath of advice and support.

Luke

Consultant
Psychiatry

Arranged our first mortgage - really knowledgeable and helpful, knew the ins and outs of securing a mortgage even with rotational NHS contracts

Samuel

Clinical Fellow
Emergency medicine

Incredibly clear and logical. Tailored to my need. Gave me plenty of time. Used a language that was understandable

Ilenia

Consultant
Psychiatry

Incredibly helpful, lots of useful guidance and helped us to get insurance in place quickly

Lydia

ST3-ST6
Anaesthetics

Darren Scott-Guinness was excellent Reassuring listened explained and very professional Will definitely use his services again

Jim

Consultant
Anaesthetics

Thoughtful and always available for advice. Darren and his team were incredibly helpful in securing my mortgage, inheritance planning and investing

NABEEL

Consultant
Ophthalmology

Gave really good advice regarding potential tax issues with the NHS pension. Darren listened very well. Was able to clearly take me through pros and cons of finance options regarding my buy in at my new practice. Will definitely use again.

Nick

GP - General Practitioner partner
GP

Re-mortgaging in February 2023 - Darren, Angela and Labhu have done a wonderful job helping us get the best possible rate - bespoke to our needs - in good time for the end of our previous arrangement - and in a testing financial environment. Stress-relieving, honest, up-front, thorough, and highly efficient - I cannot praise them enough.

Nick

Consultant
Medical

Darren was extremely informative and detailed in our initial 60 mins conversation. There were at least immediate actions I could take to improve my finances and reduce my tax burden. I look forward to working with DMFS in the future

Andy

Consultant
Obstetrics and gynaecology

Professional, impartial advice catered to my needs. Highly recommend!!

George

GP - General Practitioner locum
GP

Darren has been well informed, knows the complexities of work (I work in various roles as a GP) and offered tailor made advice which instantly appeared to make a lot more financial sense to my situation, so much so, that I'm planning to ditch my existing accounting firm (one of the leading medical accounting firms) for their ill informed advice given hitherto. Looking forward to work with Darren and his team looking to maximise on tax savings & limited company opportunities.

Ganesh

GP - General Practitioner locum
GP

Darren and his very able team have helped for several decades re life insurance and mortgages . Clarity, sound advice with common sense all the way. Highly recommend

Rory

GP - General Practitioner locum
GP

Concise and detailed specialist review of my current position.

GP - General Practitioner partner
GP

Pension planning

Sandip

Consultant
Emergency medicine

Income protection and a loan for house works

Jonathan

Consultant
Surgery

Darren @ Dental & Medical has provided me with excellent advice from the start. He is hugely knowledgeable, endlessly patient and the consummate professional. The service from his company has been absolutely outstanding and I cannot recommend him highly enough.

Kelvin

Consultant
Surgery

Fantastic advice. Very focused, relevant and appropriate. Appreciated honesty too.

Andrew

Consultant
Anaesthetics

Darren has been great. I have spoken to him numerous times and found him very knowledgable and up to date. He works in your best interests and is honest about what he offers. He also goes the extra step to find solutions to any problems you have. Would certainly recommend him!!!

RAKESH

GP - General Practitioner locum
GP

Provided sound and extremely helpful and practical advice regarding investments, as well as how to make best use of a limited company.

Matt

GP - General Practitioner locum
GP

Darren, Angela and the team at Dental and Medical Financial Services have helped my wife and I continually with our house purchase and re-mortgaging thereafter. They were able to provide us with sound, reliable and swift advice and support regarding our financial positions and options. No query was too little or too large for them and they are always happy to help. We cannot recommend them highly enough.

Arjun

ST3-ST6
Paediatrics and child health

Listen to my need and advice me to choose right option for me.

Rita

Consultant
Anaesthetics

The service we received from Darren and the team was superb right from the start. Darren and Angela were both incredibly professional, attentive, helpful, reliable and responsive at all times. No question was too small. Both Darren and Angela were incredibly happy to communicate via both email and telephone. Darren was able to help us and provide good advice and a good plan (considering the sometimes 'complicated' pay of doctors both in regular work and locum work) regarding mortgage and different aspects of financial cover as we wanted (for my wife and I combined). Darren listened to our needs and views at all times. I would not hesitate to recommend Darren and his team to others.

Arjun

ST3-ST6
Paediatrics and child health

"Darren @ Dental & Medical has been invaluable in helping me make strategic financial decisions not just on pensions but all aspects of financial planning, life and critical illness cover and investment planning. He has made personal recommendations for specialist info on the McCloud remedy and IHTax and called to follow through afterwards. More importantly, he has been so patient in explaining the basics. No question has been too simple for him to answer. I have a clearer understanding of my finances than I have ever had in the last 20 years. I feel empowered and liberated ... now the work begins to secure my future more strategically and knowledgeably. So get your head out of the sand and act! Thank you so much Darren @ Dental & Medical Financial Services. Adj "

Adj

GP - General Practitioner salaried
GP

Darren was extremely helpful in securing us a good mortgage rate. Was supportive throughout the process and responded very quickly to any queries. Thank you

Alexandra

CT2 / ST2
Medical

Excellent communication and flexible with times to chat. Great service from Darren and Labhu. Thank you.

Zara

GP - General Practitioner partner
GP

Darren and his team have consolidated all my finances on one platform and have helped me plan my financial future. Darren has always been very helpful and approachable. He and his team have been excellent; I have and will continue to recommend him to colleagues and friends.

Srikanth

Consultant
Radiology

Dental and Medical Financial have helped me with pensions review, financial planning and investments, insurances and even mortgages for my family. No financial support is out of scope and Darren and his team try to help with every aspect of financial support that I and my family have needed over the last few years. Excellent service and engagement.

Srikanth

Consultant
Radiology

Excellent advise and future planning

Tofunmi

Consultant
Surgery

Provided assistance with new mortgage product, advice on pensions and assistance with setting up appropriate life insurance / sickness products. Highly experienced, very helpful and extremely competitive. I will definitely continue to work with Darren and his team at Dental & Medical.

Kelvin

Consultant
Surgery

Spoke to Darren who was very helpful in going through my current situation and concerns and gave me some great pointers about where to focus my efforts

Shalil

GP - General Practitioner partner
GP

Darren was knowledgeable, informative and explained why he gave particular advice. He recommended next steps without pressure to take a specific course of action. We discussed steps towards a more secure financial position.

Rawya

Consultant
Medical

Helped me arrange a new income protection, critical illness, and life insurance policy. The whole team were incredibly professional, gave excellent advice, and helped me rectify mistakes I had made in the original application process.

Mark

GP - General Practitioner locum
GP

Darren is superb Always has the time to explain all his suggestions

Lukas

ST3-ST6
Medical

To get life insurance and income protection

Cissy

CT1 / ST1
Psychiatry

Financial advisor for my mortgage and broker for the mortgage insurance, life insurance and critical illness . Excellent service overall, made the whole process very easy for us. The team was very approachable and friendly but at the same time kept high professional standards. Highly recommended.

Lampros

Clinical Fellow
Surgery

Provided me comprehensive advice about pensions and personal finances. Also assisted with mortgage and investments. Very efficient and knowledgable team

Sameer

Consultant
Medical

Helped us to sort out all our finances. Such a great relief. Darren is such a nice and professional gentle man. I will recommend for anyone.

Olutayo

Consultant
Pathology

Comprehensive advice around pension tax issues. Well considered options and a thorough review of Life and Critical illness cover facilitating retire and return with extended and enhanced benefits.

Ian

Consultant
Surgery

Darren and his team provide a fantastic service. He is very knowledgeable, professional and accessible. I received very helpful advice on life insurance and mortgages and have so far gone on to secure a life insurance deal. I would highly recommend Darren and his team.

Hamish

GP - ST1
GP

Excellent financial guidance in all aspects -mortgages pensions and regular advice

Khalid

Consultant
Surgery

We wish to thank for you for your amazing service – everything happened much more quickly than we ever imagined possible. We expect this to be our last remortgage – over the years your company’s service to us has been head shoulders above anything else we have experienced with other companies – you should all be very proud of what you built together.

Donald

Consultant
Surgery

Mortgage, income protection, investments and financial planning

Will

Consultant
Surgery

Once again mortgage sorted thanks to hard work of Darren, Angela and the team. They understand GP income streams and how to use it to borrow at good rates.

Ian

GP - General Practitioner partner
GP

Darren and the team are always helpful and give sound and practical advice. Highly recommended.

Will

Consultant
Surgery

Very keen and knowledgeable, in all financial aspects but also could offer advice on the property purchase process. Darren gained my trust and respect from the first time we spoke on the phone, and always managed to reassure and guide us.

Patty

Consultant
Anaesthetics